Friday, December 7, 2007

A Mountain of Competing Plans Make Open Enrollment Dizzying



By Stephen BarrThursday, December 6, 2007; Page D04
The health insurance program for federal employees and retirees is all about choice and competition, and there seems to be plenty in this open enrollment season.
For 2008, the program offers 283 health plans -- national plans and local health maintenance organizations -- with most employees and retirees eligible to join from a dozen to 20 plans, depending on where they live and their occupation. Most plans are open to all, but some specialize in providing medical coverage to specific groups, such as intelligence and law enforcement employees.

While it is easy to spot the choices available in the Federal Employees Health Benefits Program, it is harder to see the competition among the plans. That's partly because the Office of Personnel Management, which administers the FEHBP, discourages plans from drawing comparisons with competitors or marketing against one another.

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